About Credit Unions

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What is a credit union?

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to have control over their own finances by making their own savings work for them. Every credit union is owned by the members — the people who save and borrow with it — People like you.

When you become a member and start saving with your credit union you will have access to fair and reasonable rates on savings and loans.

Your savings contribute to your credit union’s loan fund. So your savings are helping other members. Members like you.

A credit union exists only to serve its members — not to profit from their needs. Surplus income generated is returned to the members by way of a dividend an/or is directed to improved or additional services required by the members.

Credit unions are non-sectarian and non-political, and continue that Irish tradition of co-operative self help.

It has been shown throughout history that by working together people can achieve far more through co-operation than by individual effort. The success of the credit union movements worldwide is a clear illustration of this. Credit unions have served their members well in Ireland since 1958, and as long as there are active members, they will continue to do so.


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Credit Union Training receives approval from Financial Regulator

Credit Union Training receives approval from Financial Regulator

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Brian O'Driscoll announced as new face for Credit Unions

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Credit unions in the Republic of Ireland are regulated by the Financial Regulator in Ireland | Credit unions in Northern Ireland are regulated by the Registrar of Credit Unions in Northern Ireland
When acting as an insurance intermediary the Irish League of Credit Unions is regulated by the Financial Regulator