Credit Union Loans

YOUR STUDENT LOAN

Your Way...


Whether you're looking for THE 'need to upgrade my tech' STUDENT LOAN, or THE 'can't ask my parents for another dig-out' STUDENT LOAN, come and talk to your local credit union.


Loan Enquiry...

WE'RE NOT HERE FOR PROFIT.

WE'RE HERE FOR PEOPLE.

Our philosophy has always been to look at things differently.We understand the positive effect a student loan can have on your life, giving you peace of mind and independence, so we always look at your whole story. We only propose student loans with realistic terms, which you can pay back in a way that works best for you.

We don't charge administration fees or transaction charges and you can pay back your student loan early without penalty, if that becomes an option. Remember, in your local credit union, you are not a customer, you are a valued member.

A credit union student loan can help you in many ways, whether it’s to pay for registration fees, rent, books, course material or just living expenses. At this expensive stage in life, you’ll find your local credit union is there to help you. Call in for a chat today and we’ll soon have you sorted for the year ahead.

 

DOING IT YOUR WAY:

For most people, the transition into third level education is a major change. Whether you’re living at home with your folks, in lodgings, an apartment or a house-share, student life means a whole new way of living. You have more choices to make - when to work, when to have fun, how to look after your money.

No matter what your student loan is for - from keeping you going day-to-day or THE "my studies come first" LOAN your credit union will ensure everything is clear, transparent and straightforward.

  • There are no administration charges, hidden fees or transactions charges.
  • Credit union interest rates are fair and reasonable and capped by law.
  • Credit union interest rates are fair and reasonable and capped by law.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • In the event of your death, your credit union loan is insured - subject to terms, conditions and eligibility criteria - at no direct cost to you.
  • You can pay off your student loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

 

HOW MUCH DOES A STUDENT LOAN MY WAY COST?

You live and work in our community. We want all of our members to feel confident that we will endeavour to support all of their financial plans with loans that fit you and your pocket and which are based on fair, reasonable terms.

We will quote you a competitive interest rate. Compare them - alongside our other benefits - and you'll find a credit union car loan offers low cost but high value.

Some credit unions give borrowers an interest rebate at the end of the year so you may get back some of the interest you've already paid on your loan.

So, for smart, affordable student loans your way – make sure your local Credit Union is first on your to-do-list.

HOW DO I APPLY FOR A STUDENT LOAN?

If you're not already a credit union member why not join today? You'll find your local credit union on creditunion.ie or in your local area phone book.

For members, it's as simple as visiting your credit union and discussing your needs. They will give you an application form to fill out. Your application is treated in the utmost confidence and will be considered on its own merits. In deciding, whether or not to grant the loan we take into account your record of savings and loan repayments, as well as your ability to repay.

 

JOIN NOW          Loan Enquiry...

Your Loan Enquiry Form

Please select where you would like to request a loan from:
Your Local Credit Union
Your Workplace
Credit Union