The Best Credit Union Car Loan Rates in Ireland

Car 3 min read

05 Dec 2019

The credit union has some of the lowest car loan rates in Ireland - and we've included some of the loan rates from across the country below so you can see for yourself.  

A car comes with financial baggage. It’s a long-term commitment. An unending financial fuel-tank, if you will.
Not a purchase that finishes when you drive away with your new wheels, those extras will stay with you long after the exhaust fumes have dissipated into the air. You know – tax, insurance, fuel, maintenance check-ups, a clamping fine (or three…).

 So when you’re getting a car loan, you want to make sure you’re getting the best interest rates in Ireland so you can save on the all other bits and pieces.

We’ve compiled a list of the lowest car loan rates in the country below. If you don't see your local credit union listed there, and would like to see what they have to offer, simply submit a query below and we’d be more than happy to chat.

 Submit an Online Loan Enquiry
 

St. Paul’s Garda Credit Union: 5% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €11,500 – €41 per month. 
 

Cois Sionna Credit Union: 3.9%* APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €11,170 – €32.50 per month.  *New 201 car loan

 

A.N.S.A.C. Credit Union: 6.39% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €11,917 – €53.25 per month. 

 

Athea & District Credit Union: 6% APR               

If you take out a €10,000 loan for a car over three years, you will pay a total of €11,800 – €50 per month. 

 

Macroom Credit Union: 6.17% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €11,851 – €51 per month. 

 

St. Anthony's & Claddah: 6.5% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €11,950 – €54.1 per month. 

 

South Dublin Credit Union: 6.7% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,010 – €55.83 per month. 
 

Shannon Credit Union: 6.7% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,010 – €55.83 per month. 

 

 Ballincollig Credit Union 6.7% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,010 – €55.83 per month. 


Derg Credit Union: 6.72% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,016 – €56 per month. 
 

Comhar Creidmheasa Teoranta 6.98% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,094 – €58.1 per month. 

 

Listowel Credit Union 6.98% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,094 – €58.1 per month. 

 

A.S.T.I. Credit Union 6.99% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,097 – €58.25 per month. 
 

St. Dominics Credit Union 6.99%* APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,097 – €58.25 per month. 

*First Time Borrower Rate 

Enniscorthy Credit Union 7.10% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,130 – €59.1 per month. 

 

Mohill Credit Union: 7.19% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,157 – €59.9 per month. 
 

Cois Sionna Credit Union: 7.1% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,130 – €59 per month.   

 

Letterkenny Credit Union: 7.5% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,250 – €62.50 per month. 


Public Service Credit Union: 7.12% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,136 – €59.3 per month. 

 

Carrick-On-Shannon & District Credit Union: 7.18% APR               

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,154 – €59.83 per month. 

 

Bishopstown Credit Union: 7.20% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,160 – €60 per month. 

 

Cobh Credit Union: 7.2% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,160 – €60 per month. 

 

St. Michael's Credit Union: 7.23%

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,169 - €60.25 per month. 
 

Athenry Credit Union: 8.3% APR

If you take out a €10,000 loan for a car over three years, you will pay a total of €12,490 – €69.10 per month. 



 Submit an Online Loan Enquiry