Aviate Credit Union 

Credit Controller 
(12 Month Maternity Leave Contract)

Job Title; Credit Controller
Reporting to: CFO
Contract Type: Special Purpose Contract (Maternity Leave Cover up to 12 months) Full Time,
Location: Cloghran House, Corballis Way, Dublin Airport

Aviate Credit Union serving over 18,000 members and managing assets of €150m is located in Dublin Airport, with branches at Shannon and Cork Airports. It caters for those employed in the aviation and airport sector, their families and the surrounding areas of the airports.
Aviate Credit Union is seeking to appoint a full time Credit Controller to cover a period of maternity leave. The position will have overall responsibility for the credit control function within the credit union; to professionally and efficiently ensure the repayment of loans and overdrafts by members in accordance to agreements, and to ensure credit control risks in the lending portfolios are identified and assessed, managed and mitigated to the credit unions acceptable tolerance levels.
 
Key Responsibilities:
To manage and implement the operational requirements, processes and procedures of the credit control function in line with policy including:

• Providing members with a courteous, pleasant and professional service while maintaining a balance between the credit control function and the ethos of the credit union. 

• Negotiating repayment plans and monitoring agreed repayments

• Reviewing and making recommendations on decisions in relation to accounts in Personal Insolvency arrangements

• Liaising with debt collection agencies in the matter of accounts placed, progress made and monies received

• Liaising with the debt collection solicitors in the matter of accounts placed, action required, progress made and monies received.

• Ensuring credit control policies and procedures are adhered to at all times

• Reviewing and recommending changes to Credit Control policies and procedures

• Managing relationships and reviewing external providers in relation to existing and potential outsourced credit control functions

• Assisting the CFO in undertaking a full loan book review for consideration of write off and provisioning on a regular basis in accordance with agreed parameters

• Ensuring CCR (Central Credit Register) reporting is completed in a timely and accurate manner and managing members queries in relation to CCR

• Preparing monthly, quarterly reports for CFO, Committee and Board Meetings

• Analysing arrears trends and proactively managing them to improve loan book credit quality

• Monitoring mortgage arrears and managing associated MARP (Mortgage Arrears Resolution Process) processes

 
The successful candidate will have:

• At least 3 years’ experience in a similar role, ideally in credit union or another financial services institution

• Minimum competency requirements as set out in the Central Bank Guidelines, i.e. QFA or APA Loans

• Proficiency in MS Office package, particularly Excel

• Demonstrate good commercial awareness with a good understanding of the personal insolvency process and working knowledge of debt litigation and small claims process.

Key Skills & Competencies:

• Excellent communication and interpersonal skills

• Strong influencing and negotiating skills

• Excellent analytical & decision-making skills

• Attention to detail, accuracy & problem-solving skills

• Strong organisational and prioritising skills

• Ability to work as part of a team and on your own initiative

Salary will be commensurate with qualifications and experience.
The Credit Union is an Equal Opportunities Employer. 
Canvassing will Disqualify.   Applicants will be shortlisted for interview.
Aviate Credit Union Ltd. is regulated by the Central Bank of Ireland
 
Please forward, Cover Letter and CV in confidence to finance@aviatecu.ie to arrive on or before Sunday, 8th March 2026.

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