Lending Officer – Ballina Credit Union

(Fixed Term 12 Month Contract)


Ballina Credit Union invites applications for the position of Lending Officer.

Principal responsibilities of the Role:

The Lending Officer will report to the Management Team and will be responsible for assisting in the efficient operation of the lending function at Ballina Credit Union ensuring progressive implementation of all legislative and regulatory requirements. The Lending Officer will also be responsible for loan growth, in line with the credit union’s strategic business goals, taking into account the requirement to grow the loan book in a prudent and compliant manner, providing an efficient lending service.

Key Responsibilities:

  • Provide an efficient lending service to members within the authorised limits granted and to interview loan applicants

  • Assist in the management of the lending function ensuring the balance of both quality and quantity of loans through effective assessment of applications and documentation and a ‘best in class’ underwriting process

  • Daily management of the lending application systems, ensuring applications are reviewed in an efficient and timely manner

  • Ensure implementation of all credit policies in line with Board and regulatory bodies requirements

  • Support loan growth initiatives to support strategic objectives

  • Engage in business and marketing related activities that encourage growth within the loan portfolio


The successful candidate should ideally have the following:

  • Previous underwriting experience in a lending function within a financial services provider
  • Excellent team player with high communication and presentation skills
  • Proven track record in sales and achieving business objectives
  • Relevant industry qualifications and/or third level business degree
  • Proactive and self-motivated with the ability to adapt to new situations
  • Exceptional time management skills and ability to prioritise
  • Ability to adapt to and manage change in a dynamic lending environment


How to Apply:

Applications including CV and cover letter by email addressed to: michael@ballinacu.ie
Applicants should state clearly the reference number: BCU LO 2019
Closing Date for receipt of applications is Friday 31st May 2019
Please contact info@ballinacu.ie for a copy of the Recruitment Privacy Notice.
Short listing may apply and assessment will be done on the basis of the information provided in the application
Ballina Credit Union Ltd is an Equal Opportunities Employer