Pat Murphy Director I am a long-standing member of St. Dominic Credit Union, Waterford and the old Chapter 10. I have served two terms as Chair in each. As a director on the ILCU Board, I serve on the following committees, Audit & Risk, Insurance and SPS. I also serve as the Liaison Officer to the new Chapter 7. Compliant with CPD training every year, ACCUP certified and I hold the Diploma in Credit Union Governance. I am an advocate of the credit union ethos, mutuality, volunteerism, self help and not for profit philosophy.