If you need braces and glasses, a new car or dance shoes, guitar lessons, new windows or a tropical cruise. You know just where to go for your personal loans, you can enquire in person or from the comfort of home.
Talk to your local credit union about our range of monster loans. Because for all of your dreams that are big, small or strange, we’ve got you covered with our monster loan range.
Imagine – A straight-forward loan, with no sneaky conditions.
Imagine – A loan from a lender at the heart of your community.
Imagine – A loan with built in insurance, at no cost to you.
Discover our great range of Monster Car Loans, Personal Loans and Monster Home Improvement Loans.
The Credit Union – Imagine More
Need a Monster Loan?
Why not submit a quick loan enquiry.
What is the Interest Rate for a Credit Union Loan?
The maximum interest rate a credit union can charge is 12% (12.68% APR)*. In practice, most credit unions have personal loan interest rates which are significantly lower than that. Click here to view information on average credit union loan rates.
Many credit unions also offer discounted or promotional rates at certain times of the year - please check with your local credit union for further details. And not only that, many credit unions offer a loan interest rebate at the end of the year, making credit union loans even more appealing. The best thing to do is to contact your local credit union who will come back to you with details on the interest rates they currently offer.
*For a €/£3,000, 1 year variable rate loan with 12 monthly repayments of €/£266.55, an interest rate of 12%, an annual percentage rate of 12.68%, the total amount payable by the member is €/£3,198.56.
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.