Mortgages

Talk to your local credit union today


Buying a property is a stressful time. What to buy (and where)? How much to bid (and when)? When you’ve finally found what you’re looking for and you need a mortgage, you want to deal with a lender you can trust.
 
Across the Republic of Ireland, more than 100 credit unions are offering mortgages to their members.
 
A mortgage from a credit union is unique in so many ways.

  • Every credit union is owned by its members, the people who save with it and borrow from it. A mortgage from a credit union is funded by the savings of other people within your community
  • All lending decisions are taken at local level, not in some remote head office.
  • Credit unions excel in personal service which they provide. For a record breaking four years in a row, credit unions have been voted the best organisation for customer experience in the CXi Ireland report
  • In 2018, credit unions were voted the most highly regarded organisation in Ireland in the Reptrak® Ireland study. 


Each credit union sets its own interest rate at local level. The majority of mortgages are provided for residential purchases.
 
Whether you’re buying (or building) your first home, trading up (or down) or you’re thinking about switching your mortgage, talk to your local credit union today.
 
You can find contact details for your local credit union by clicking here.

 


 
WARNING - IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
 
WARNING - IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
 
WARNING - POSSIBLE FLUCTUATIONS IN THE INTEREST RATE COULD AFFECT THE AMOUNT PAYABLE.
 
Security, property insurance and life cover required. Loans are subject to approval. Terms and conditions apply. Credit Unions in the Republic of Ireland are regulated by the Central Bank of Ireland.