Return on Savings

Credit unions continue to reward members by offering a return on savings in the form of a dividend. As credit unions are not-for-profit, any income generated is returned to members in the form of a dividend, or may be used to improve and enhance services. The return on savings will vary from credit union to credit union, depending on the surplus income available at year end.




If your credit union opts to pay a dividend, the amount of your dividend will depend on;

•    The amount of shares you have saved (one share is equal to €1/£1stg).
•    The surplus income available for distribution by your credit union to members.