CREDIT UNION
Youth Ambassadors
Paul and Gary O'Donovan talk about sporting heroes - Inspiring the next generation.
Watch Video...
YOUR HOLIDAY LOAN
Your Way...
Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, come and talk to your local credit union.
Loan Enquiry...
YOUR CAR LOAN
Your Way...
Whether you're looking for THE 'I need to clear a balloon payment' CAR LOAN, or THE 'I don't want any hidden fees CAR LOAN, come and talk to your local credit union.
Loan Enquiry...
YOUR HOME IMPROVEMENT LOAN
Your Way...
Whether you're looking for THE 'We can't stack the boxes any higher' LOAN, or THE 'we need to convert the garage' HOME IMPROVEMENT LOAN, come and talk to your local credit union.
Loan Enquiry...
Your Loan Enquiry Form
Credit Union
YOUR CAR LOANYour Way
YOUR HOME IMPROVEMENT LOANYour Way
YOUR HOLIDAY LOAN Your Way
MEMBERSHIP
Joining a credit union is easy once you are within the common bond of the credit union. Join Now.
When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.
To find your local credit union, visit our CU Locator.
LOANS
Before taking out a loan of any kind, it's worth taking the time to understand how lending works.
That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:
- There are no hidden fees or transaction charges.
- Credit union interest rates are fair and reasonable and capped by law.
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
SAVINGS
Whether you're saving for something in the future or just for a 'rainy day', regular saving is a good idea.
Regular saving with your credit union is an even better idea. At your credit union, you're not just a customer, you're a member of a successful financial co-operative.
Each share you hold in your credit union is equal to €1/£1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than €1.27/£1stg and you will need to hold a minimum savings of between one and ten shares.
CU LOCATOR
You can use the CU Locator to locate or find contact details for your local credit union.
Please check with your local credit union to ensure Opening Hours listed are correct.
Visit our CU Locator.
COVERU.IE
coveru.ie is a website based product which offers great value on both car and travel insurance to credit unions members.
coveru.ie car insurance offers credit union members great value and most importantly excellent cover, providing peace of mind when motoring. Members can avail of an instant online quote and a great deal of 12 months cover for the price of 11.
With coveru.ie travel insurance, you can relax and enjoy your trip knowing you have all the cover you need. You can choose from single trip, annual multi trip and extended stay. You can make an online purchase in minutes with a 25% discount on offer for private medical insurance holders.
For the reassurance of great car and travel insurance, get a quote with coveru.ie today
Brian McCrory elected Chairman of the World Council of Credit Unions
Former Irish League of Credit Unions (ILCU) President Brian McCrory has been elected as the new Chairman of the World Council of Credit Unions (WOCCU). The announcement was made at the World Credit Union Conference, which was attended by around 1,600 credit union delegates from 58 different countries. Read More
One in four parents forced to deny children back-to-school items
The annual Irish League of Credit Unions’ (ILCU) survey shows clearly that parents continue to struggle with the back to school spend. 20% of primary school parents and 31% of secondary school parents say they will be forced to deny their children certain school items this year. Of those who say this, almost four-in-ten say they can’t buy their children new school shoes. More than two-thirds say they can’t afford extracurricular activities. 36% say gym gear, and a further 36% say school trips, will be the items cut from the back to school list as they struggle to cope with costs. Read More
One quarter of adults in Ireland living in unsuitable homes
A national survey commissioned by the Irish League of Credit Unions (ILCU), found that 25% of adults are living in homes that no longer suit their needs, but are prevented from moving due to the current property market. Over a quarter (28%) of 18 to 34 year olds said they were living in unsuitable homes but could not afford to move out. Perhaps surprisingly, a quarter of those in the older age group of 35-54 year olds (26%) also felt this way.
Read More
Parents urged to teach young people about financial independence during GR8 Savers Week
Credit unions are urging parents to take advantage of a national youth savings initiative to talk to their children and teenagers about the value of money and the importance of saving for the future. The annual campaign, run by credit unions across Ireland from May 8th to May 14th, aims to assist parents in teaching young people how to manage money responsibly.
Read More
ILCU credit unions to set up centralised mortgage system following AGM vote
Credit unions attending the Irish League of Credit Unions’ (ILCU) AGM have voted in favour of a motion that will pave the way for credit unions to become significant players in the mortgage market. Credit unions voted to make funding available for the ILCU to develop a centralised support structure to assist with the administrative burden associated with mortgage lending. It is expected that this support structure will come on-stream towards the end of 2017.
Read More