Credit Union Loans

Looking to box off Christmas?

Christmas Loan

No matter how you celebrate the festive season, be it something low key or all the trimmings, chat to your local credit union today about a Christmas loan, or click below to submit a loan enquiry.

Loan Enquiry

Need a break?

Holiday Loan

From weekend trips and short family getaways to longer stints of travel, chat to your local credit union today about a holiday loan, or click below to submit a loan enquiry.

Loan Enquiry...

Need new wheels?

Car Loan

Whether youíre after a brand-new car, a second-hand bargain or your first set of wheels, chat to your local credit union today about a car loan, or click below to submit a loan enquiry.

Loan Enquiry...

Doing up the house?

Home Loan

From converting the attic to replacing the floorboards (and everything in between), chat to your local credit union today about a home improvement loan, or click below to submit a loan enquiry.

Loan Enquiry...

Your Loan Enquiry Form

Please select where you would like to request a loan from:
Your Local Credit Union
Your Workplace
Credit Union

Car Loan

Need new wheels?


Home Loan

Doing up the house?


Holiday loan

Need a break?



Joining a credit union is easy once you are within the common bond of the credit union. Join Now.

When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.

To find your local credit union, visit our CU Locator.



Before taking out a loan of any kind, it's worth taking the time to understand how lending works.

That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:

  • There are no hidden fees or transaction charges.
  • Credit union interest rates are fair and reasonable and capped by law.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Once you are eligible for a credit union loan, repayment terms can be designed around your needs.

Find out more



Whether you're saving for something in the future or just for a 'rainy day', regular saving is a good idea.

Regular saving with your credit union is an even better idea. At your credit union, you're not just a customer, you're a member of a successful financial co-operative.

Each share you hold in your credit union is equal to €1/£1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than €1.27/£1stg and you will need to hold a minimum savings of between one and ten shares.



You can use the CU Locator to locate or find contact details for your local credit union.

Please check with your local credit union to ensure Opening Hours listed are correct.

Visit our CU Locator.


COVERU.IE is a website based product which offers great value on both car and travel insurance to credit unions members. car insurance offers credit union members great value and most importantly excellent cover, providing peace of mind when motoring. Members can avail of an instant online quote and a great deal of 12 months cover for the price of 11.

With travel insurance, you can relax and enjoy your trip knowing you have all the cover you need. You can choose from single trip, annual multi trip and extended stay. You can make an online purchase in minutes with a 25% discount on offer for private medical insurance holders.

For the reassurance of great car and travel insurance, get a quote with today



29 November

ILCU welcomes publication of Finance Committee Report

The Irish League of Credit Unions (ILCU) welcomes today (29th November 2017) the publication of the report on the Review of the Credit Union Sector by the Joint Committee on Finance, Public Expenditure and Reform, and Taoiseach. . Read More

6 November

Credit Unions Search for 'Fearless Four' to take on All Ireland Schools' Quiz

The Irish League of Credit Unions has launched a search for teams of four, fearless schoolchildren who can make it into the national final of the All Ireland Credit Union Schools Quiz in April 2018. Registration is now open for the 2018 Quiz, and the ILCU is urging primary schools across Ireland to contact their local credit unions to get involved. Read More

13 October

ILCU Statement on Charleville Credit Union

The Irish League of Credit Unions (ILCU) notes the appointment of joint provisional liquidators to Charleville Credit Union Limited by the Central Bank of Ireland. This decision is very disappointing for the members of Charleville Credit Union who have relied on its valued services for over 50 years. The eligible savings of members of Charleville Credit Union will be covered by the Deposit Guarantee Scheme (DGS), up to €100,000 per member. Read More

3 October

Irish League of Credit Unions Welcomes 2017 CXi Ireland Customer Experience Report

The Irish League of Credit Unions is today warmly welcoming the 2017 CXi Ireland Customer Experience Report showing that credit unions have once again topped the national league table for customer experience. This is the third consecutive year that credit unions have been voted number one for customer experience in Ireland, coming in ahead of 170 other brands across 10 different business sectors.
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1 September

ILCU response to publication of Minimum Competency Code 2017

The Irish League of Credit Unions (ILCU) today notes the publication by the Central Bank of Ireland of the Minimum Competency Code (MCC) 2017. The ILCU and its affiliated credit unions acknowledge that continuous training and development is critical in order to provide the best possible service to members, evidenced by more than 4,500 credit union officers having completed an ILCU accredited qualification to date.
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