Money on Your Mind
Coping with the rising costs of living
In the current challenging times, many of us are preoccupied with financial concerns. We can have a feeling that we're not in control of our financial destiny. Or that as we struggle to cover the rising costs of living, we don’t know where to start in managing our money to make it go a little further. In this Money and your Mind Series, we’re aiming to help you build your financial confidence, and show you some ways to take advantage of cost savings when you can. We’ll be providing you with insights, tips and suggestion to help you to feel more knowledgeable about your financial situation, and show you what options are still out there to save a little money. We’ll be giving you straight forward, jargon free information, and perhaps answering some basic questions that might help scrape back a little on your bills.
With prices for fuel, utilities and groceries soaring since the beginning of 2022, households all over Ireland, North and South, are struggling to manage the rising costs of living. Some of the biggest price hikes in decades have put enormous strain on household budgets. And while there’s no easy fix, there may be some steps you can take to help ease the squeeze on your wallet.
Managing your Money
Have you got Money on your Mind? We’ve broken it down into three easy sections, with some information, top tips and ideas in each to see if you can shave a little off your outgoings, and make sure you’re only paying for what you need. We’ve also got some handy tools to help!
There are some costs we can’t avoid, and energy prices have us all sweating, and not because the heating’s on! But there are other bills we could reduce or avoid altogether. Lets explore some below!
Take a look >>
‘Take care of the pennies, and the pounds take care of themselves’ It might be easy to say, and well worth the time, but it can feel quite daunting to take an honest look at what you’re spending.
We can help >>
We’ve been helping our members save for more than 60 years, for the unexpected, and towards their future. We’re here to help you talk to your children about money too, and get them started on their savings journey.
Let’s get started >>
Advice and Support Services
Republic of Ireland
The Citizens Information website, citizensinformation.ie, was developed to meet customer demands for fast, easy access to comprehensive information on rights and entitlements. The website covers a broad range of subjects: social welfare, employment rights, buying a home, moving abroad, education and much more. Information on the Citizens Information website is available in both English and Irish.
If you have a query about your rights as a consumer, a personal finance product or service or if you wish to report a business who you believe has broken consumer law, you can contact the CCPC
The Money Advice and Budgeting Service (MABS) is a free, independent, confidential and non- judgmental money advice and budgeting service for all members of the public.
National Helpline on 0818 07 2000 Monday to Friday, from 9am to 8pm
The Independent Advice Network, providing advice to those who need it most.
Freephone advice helpline: 0800 915 4604
Membership–led organisation consisting of over 30 different helplines and support services operating across Northern Ireland.
MoneyHelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.
StepChange Debt Charity has a helpline and website providing free and impartial debt help to people with debt problems.
Freephone helpline (Monday to Friday from 8.00 am to 8.00 pm) 0800 138 1111