Death Benefit Plus – Funeral Insurance
Get a quote & buy a policy online in a matter of minutes or call us (Mon-Fri / 9-5).
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The death of a loved one can cause huge upheaval in our lives. As well as the loss and grief, the financial implications for our nearest and dearest can also be difficult to manage. Death Benefit Plus funeral insurance is a whole of life insurance policy developed for credit union members, which for a small monthly premium can provide funeral cover in the form of a guaranteed lump sum on death. It can help to pay for funeral bills or other significant costs at this time and can lessen the financial burden for those left behind. Alternatively it could also be left in your Will to a loved one for any purpose.
Key Features of Death Benefit Plus
Pays a Lump Sum on Your Death: You choose the cover amount to suit your funeral plans or needs, ranging from €3,000 up to €15,000 and once your policy has been in place for two years, a lump sum will be paid to loved ones to help pay your funeral expenses.
Protected Benefit: This feature provides you with added protection where you have at least 5 year’s premiums paid but have to stop paying your premiums early. In this event, we will keep a proportional benefit for you that can be claimed on your death. Funeral policies without this feature would not pay any benefit on your death.
Guaranteed Cover: You’re guaranteed to be accepted for Death Benefit Plus funeral insurance if you’re resident and living in the Republic of Ireland, aged 18 or over but under 80 on the policy start date. You will also need an account with a Financial Institution based in the Single Euro Payments Area (SEPA) for the payment of your premiums by direct debit monthly.
No Medicals: There is no need to complete a lengthy medical questionnaire or attend for a medical examination.
Affordable Premiums that will not go up: Premiums can start as low as €10* a month and remain fixed for the duration of the policy. Your premiums will be based on your age and the cover amount you choose and will not go up.
How to buy a policy on-line.
You can get a Death Benefit Plus quote online with a few simple steps.
Simply click on the Get a Quote button to start your enquiry.
You’ll be asked to input your date of birth and the amount of cover you would like.
You’ll then be shown the monthly premium to be paid to achieve this level of cover.
If you are happy with this premium and the terms and conditions of the policy, you can click Proceed to Application to purchase a policy on our secure website.
To complete the on-line Application form, you’ll be asked to provide some additional information including your contact details.
Once you’ve completed the Application, you will receive your policy pack via secure email or post (depending on which option you select). Emailed packs will receive a password to open the email, via a text message to the mobile number you provided.
Click here to view additional information on Death Benefit Plus or get a quote by clicking below.
Get A Quote
Help & Support
If you have any questions relating to Death Benefit Plus we are here to help. Phone lines are open Mon - Fri 9am to 4:45pm. To find out more, please call us on 0818 29 39 49
** Based on a 46 years old with €3,000 cover paying a monthly premium of €10 including the 1% government levy currently applying to life assurance premiums. The total premiums paid over the term of the policy may exceed the death benefit.
Registered No.73410. Registered Office 33-41 Lower Mount St., Dublin 2, D02 Y489
ECCU Assurance DAC is regulated by the Central Bank of Ireland
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