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Agri Loans

Get a Agri Loan today to improve your farm's performance

Finding the finance to invest in your farm's future can sometimes be a difficult affair. With a credit union agri loan we help you gain access to the finance you need to expand your agricultural operations and get your farm operating at the level you need. Whether you’re looking for a new tractor for the silage season or a new shed to store the harvest, your local credit union can help you get what you need.


Credit union agri loans can assist you with:

  • Upgrading your farm infrastructure and buildings

  • Purchasing new equipment to increase your farm's output

  • Acquiring day to day working capital

  • Increasing your stock size

The Credit Union – For You. Not Profit.

Why choose a Credit Union?

Because we’re for you, not for profit.

We are owned by our members and we only exist to serve their needs and the needs of their communities.

And for over 60 years, we’ve been helping towns and villages across the island of Ireland to thrive and grow – both through the funds we’ve lent to local people and businesses and the charities and clubs we support every day.

So whether you’re a farmer or a student, a small business owner or a bride-to-be, explore our wide range of flexible loans– and find out how it feels to be a member of a financial institution that puts you at the heart of everything.

What is the Interest Rate for a Credit Union Agri Loan?

The maximum interest rate a credit union can charge is 12% (12.68% APR)*. In practice, most credit unions have agri loan interest rates which are lower than that. Click here to view information on average credit union loan rates.
And not only that, many credit unions offer a loan interest rebate at the end of the year, making credit union loans even more appealing. The best thing to do is to contact your local credit union who will come back to you with details on the interest rates they currently offer. 

* For a €/£3,000, 1 year variable rate loan with 12 monthly repayments of €/£267.50, an interest rate of 12% (an annual percentage rate of 12.68%), the total amount payable by the member is €/£3,210.02.

How do I Apply for an Agri Loan?

If you are already a member of a credit union, contact your credit union today, or to submit a loan enquiry to your local credit union, please click on the Loan Enquiry link below.

Loan Enquiry

Not a Member? Not a Problem!

If you’re not already a credit union member, why not join your local credit union today? You'll find more details on what you need to join by clicking here.

Or if you can’t remember the last time you used your local credit union, that's also no problem. Credit unions just love to see old friends returning. Just contact your local credit union to find out how to reactivate your account. 

Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.