IMAGINE MORE WITH A MONSTER LOAN
Whether you’re dreaming of a new car, a boat or a truck, or a holiday, or windows – then you might be in luck! Talk to your local credit union today about our range of monster loans. Because for all of your dreams that are big, small or strange, we’ve got you covered with our monster loan range.
Quick Loan Enquiry
At the credit union we understand that the reasons for needing a personal loan are as varied as life itself. Chat to your local credit union about a flexible personal loan or submit an online loan enquiry today.
The Credit Union – Imagine More.
The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. Most credit unions have loan interest rates which are significantly lower than that and offer a loan interest rebate at the end of the year. The maximum term of a personal loan is ten years. The minimum and maximum loan amount is set locally by each credit union. Why not try our new loan calculator tool below to see how much a personal loan could cost you.
Try Our Personal Loan Calculator >
Why? Imagine a Different Kind of Lender
Imagine – A straight-forward loan, with no sneaky conditions.
Credit unions offer flexible personal loans of all sizes. You can pay off your loan early or increase your repayments, all without any scary penalties.
Imagine – A loan from a lender at the heart of your community.
Credit unions are not-for-profit and owned by our members, the people who save with us and borrow from us. All decisions are taken at local level, in the best interest of all our members.
Imagine – A loan with built in insurance, at no cost to you.
This is designed to pay off a loan in the event of a borrower’s death – subject to terms, conditions and eligibility criteria.
How do I apply for a Personal Loan?
All credit unions are different but many will allow you to apply online or over the phone with many offering quick approval times - for more information on how to get a personal loan from the credit union, click here.
If you are already a member of a credit union, contact your credit union today, or to submit a personal loan enquiry to your local or workplace credit union, please click on the Loan Enquiry link below.
Not a Member? Not a Problem!
If you’re not already a credit union member, why not join your local or workplace credit union today? You'll find more details on what you need to join by clicking here.
Or if you can’t remember the last time you used your local credit union, that's also no problem. Credit unions just love to see old friends returning. Just contact your local credit union to find out how to reactivate your account.
*For a €/£3,000, 3 year variable rate personal loan with 36 monthly repayments of €/£100.62, an interest rate of 12.68% APR (Annual Percentage Rate), the total amount payable by the member is €/£3,622.32.
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.