Home Improvement Loans


Home improvement loans

Have you Measured Up our Home Improvement Loan?

Whether you have a room to improve or floors that have seen better days, maybe you’re converting the attic or replacing the kitchen, either way, why not chat to your local credit union about a flexible home improvement loan or submit an online loan enquiry today.

We also offer home improvement loans for those specifically making improvements to increase the energy efficiency of their home. For more information visit green home improvement loans.

Loan Enquiry

 

 
 

How much does a Home Improvement Loan cost?

The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. In practice, most credit unions have home improvement loan interest rates which are significantly lower than that. Click here to view information on average credit union loan rates. And not only that, many credit unions offer a loan interest rebate at the end of the year, making credit union loans even more appealing. Please check with your local credit union for further details.

* For a €/£3,000 one year variable rate loan with an interest rate of 12%, an annual percentage rate of 12.68%, the monthly repayment will be €/£266.55 and the total amount repayable will be €/£3,198.56.

 


How do I apply for a Home Improvement Loan?

If you are already a member of a credit union, simply contact your credit union today.

Or, to submit a home improvement loan enquiry to your local or workplace credit union, please click on the Loan Enquiry link below.

Loan Enquiry
    


Not a Member? Not a Problem!

If you’re not already a credit union member, why not join your local or workplace credit union today? You'll find more details on what you need to join by clicking here.

Or if you can’t remember the last time you used your local credit union, that's also no problem. Credit unions just love to see old friends returning. Just contact your local credit union to find out how to reactivate your account. Isn’t it time you had your Credit ReUnion?
 


Need more information on Home Renovation Loans?

 
FAQ

Home Improvement Loans: Your Questions Answered

All your frequently asked questions answered.

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Guide

A Financial Guide to Home Improvements

A handy guide to costs for first-time home improvers.

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INSIGHT

All you Need to Know on Home Renovation Loans

What are the best home improvement loans out there? Here’s all you need to know.

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Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.