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Green Home Improvement Loans

For Greener Living. Not Profit

If you're got plans to make your home warmer and more energy efficient, we've got the flexible green loan for you.

Quick Loan Enquiry

We all know that making our homes more energy efficient is not only good for the environment at large, but also great for saving a bit of money on utility bills.

If you’re looking to upgrade your home and want to reduce your carbon footprint in the process, why not contact your credit union about a flexible green home improvement loan or submit an online loan enquiry today. 

Loan Enquiry

The Credit Union – For You. Not Profit.

Who should apply for a green home improvement loan?

A green home improvement loan is for anyone who is planning on making any improvements in their home to increase its energy efficiency. It can be for big retrofit project which may include solar panels and insulation but also for smaller works too - like fitting new windows or doors or getting a new boiler installed. Anything that will increase your home’s energy efficiency and decrease your heating bills.

Why not check out our House2GreenerHome Blog series where you can get some great tips on green home improvements, renovations and green grants - click here for more.


Why choose a Credit Union?

Because we’re for you, not for profit.

We are owned by our members and we only exist to serve their needs and the needs of their communities.

And for over 60 years, we’ve been helping towns and villages across the island of Ireland to thrive and grow – both through the funds we’ve lent to local people and businesses and the charities and clubs we support every day.

So whether it's a simple DIY projects or a full-scale renovations, a credit union loan can help you enhance your home. #find out how it feels to be a member of a financial institution that puts you at the heart of everything.


Grants for Home Improvements

There are wide range of grants available which can cover a significant amount of your improvement costs and this - coupled with money saved on heating bills - means you could cover the cost of your loan over a number of years. 

Click here to read our Ultimate Guide to Greener Home Improvemetns  

What is the Interest Rate for a Credit Union Green Home Improvement loan?

For a home improvement loan, the average rate charged by credit unions in the Republic of Ireland is 9.21% APR. Click here to view information on average credit union loan rates. Credit unions may also offer discounted rates for energy efficient home improvements.

And not only that, many credit unions offer a loan interest rebate at the end of the year, making credit union loans even more appealing. Please check with your local credit union for further details.
For a €/£20,000, five year variable interest rate loan with 60 monthly repayments of €/£417.21 a representative APR of 9.21%, the total amount payable by the member is €/£25,032.48.

The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. In practice, most credit unions have green home improvement loan interest rates which are significantly lower than that and many offer promotional or discounted rates at certain times of the year. 

How do I apply for a Green Home Improvement Loan?

All credit unions are different, but many will allow you to apply online or over the phone with many offering quick approval times. Click here for all your frequently asked questions about applying for a credit union loan.

If you are already a member of a credit union, simply contact your credit union today or to submit a home improvement loan enquiry to your local or workplace credit union, please click on the Loan Enquiry link below.

Loan Enquiry

Not a Member? Not a Problem!

If you’re not already a credit union member, why not join your local or workplace credit union today? You'll find more details on what you need to join by clicking here.

Or if you can’t remember the last time you used your local credit union, that's also no problem. Credit unions just love to see old friends returning. Just contact your local credit union to find out how to reactivate your account.

Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.