Personal Loan Calculator

As credit unions are independent from each other, each credit union sets its own loan interest rates at local level. In a survey of ILCU affiliate credit unions, the average personal loan rate in the Republic of Ireland was found to be 10.59% APR and 12.52% in Northern Ireland. Try our personal loan calculator tool to see how much a loan could cost you.

Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Calculate Repayments

€ Euro
£ Sterling

Loan amount: €

Loan duration: 3 years

Each credit union sets its own interest rates at local level. Your actual interest rate may vary from the average and max figures below depending on your credit union.

Average CU Loan Rate
Max CU Loan Rate

Average loan interest rate:
Monthly repayments:
Total interest to be paid:
Total amount repayable:

Maximum loan interest rate:
Monthly repayments:
Total interest to be paid:
Total amount repayable:

Loan Enquiry

**Please note, the loan calculator results are for illustrative purposes only. The default rate displayed for each loan category displays the average loan rate for each category of loan identified in a survey of ILCU affiliated credit unions. By clicking the Loan Enquiry Button, you will be taken to another page which will link you with your credit union to progress the loan enquiry/application.